Buying a laptop on finance with no credit check is something that many people would like to make a reality. However, the fact of the matter is this is something that is not really possible because most stores are going to do a credit check. But, the good news is there are things that you can do to improve your chances of being accepted such as by applying for credit from a catalogue rather than any other store such as Currys or Comet.
When thinking about it purchasing a laptop on credit is something that should be expected by customers. This is because anyone can say they are going to pay off their balance but the fact of the matter is everyone is not. However businesses have picked up on this so by checking one’s credit they can give the business the best shot of succeeding by only allowing customers to get credit on their laptops if their credit history is in good standing. The customer can then choose how they wish to pay back what they owe with paying monthly being the favourable option. Pay monthly laptops are the ideal solution for anyone looking to buy a new laptop without paying one large sum.
If you do not have perfect credit, however, that in no way means that you are automatically not going to be eligible to get the laptop on finance. Instead you may want to try explaining why your credit is in the current state that it is in. Not to mention the fact that you may also be able to have the laptop that you want on credit if you put down a deposit – if one is not required – or put down a larger deposit – in the case that one is required. Alternatively, there is always the option of finding someone to co-sign for you.
Overall, even though you may not be able to get a laptop on credit without having a credit check performed there are still ways that you are able to get a laptop on credit without your credit being the best.